@font-face { font-family: "Inter"; font-weight: 400 700; font-display: swap; src: url("fonts/Inter.woff2") format("woff2"); }
@font-face { font-family: "Source Serif 4"; font-weight: 600 700; font-display: swap; src: url("fonts/SourceSerif4.woff2") format("woff2"); }

:root {
  --bg: #F7F5F2;
  --surface: #FFFFFF;
  --ink: #0E1B3D;
  --ink-2: #4A5470;
  --ink-3: #7A8299;
  --line: #E8E4DE;
  --blue: #2F6FD1;   --blue-bg: #EEF4FD;   --blue-ico: #E1EBFA;
  --orange: #E06A2C; --orange-bg: #FDF4EC; --orange-ico: #FBE5D6;
  --green: #2E8B66;  --green-bg: #EFF7F2;  --green-ico: #DBEFE4;
  --violet: #5B55C9; --violet-ico: #E6E4F8;
  --serif: "Source Serif 4", Georgia, serif;
  --sans: "Inter", system-ui, -apple-system, "Segoe UI", sans-serif;
  --r: 14px;
  --shadow: 0 1px 2px rgba(14,27,61,.04), 0 6px 24px rgba(14,27,61,.05);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 76px; }
body {
  margin: 0; font: 400 16px/1.55 var(--sans); color: var(--ink);
  background:
    radial-gradient(1200px 600px at 85% -10%, #ECEFF6 0%, transparent 60%),
    radial-gradient(900px 500px at -10% 30%, #FBF3EC 0%, transparent 55%),
    var(--bg);
  -webkit-font-smoothing: antialiased;
}
h1, h2, h3, p { margin: 0; }
a { color: inherit; }
.wrap { width: min(1200px, 100% - 32px); margin-inline: auto; }

/* Top bar */
.bar { position: sticky; top: 0; z-index: 10; background: rgba(247,245,242,.82); backdrop-filter: blur(12px); -webkit-backdrop-filter: blur(12px); border-bottom: 1px solid transparent; transition: border-color .2s; }
.bar__in { display: flex; align-items: center; justify-content: space-between; gap: 16px; height: 68px; }
.who { text-decoration: none; display: flex; align-items: center; gap: 12px; font-size: 14px; }
.who strong { font-weight: 700; font-size: 15px; }
.who span { color: var(--ink-3); padding-left: 12px; border-left: 1px solid var(--line); }
.nav { display: flex; align-items: center; gap: 4px; }
.nav a { text-decoration: none; font-size: 14px; color: var(--ink-2); padding: 8px 12px; border-radius: 999px; transition: color .15s, background .15s; }
.nav a:hover, .nav a.on { color: var(--ink); background: rgba(14,27,61,.05); }
.nav .nav__cta { background: var(--ink); color: #fff; margin-left: 6px; }
.nav .nav__cta:hover { background: #1d2c55; color: #fff; }

/* Hero */
.hero { padding: 24px 0 17px; display: flex; align-items: flex-end; justify-content: space-between; gap: 32px; }
h1 { font: 700 clamp(32px, 3.8vw, 49px)/1.05 var(--serif); letter-spacing: -.02em; }
.lede { font-size: clamp(16px, 1.5vw, 19px); color: var(--ink-2); max-width: 30ch; padding-bottom: 6px; }

/* Journey */
.journey { display: flex; align-items: center; gap: 24px; background: var(--surface); border: 1px solid var(--line); border-radius: var(--r); padding: 12px 24px; box-shadow: var(--shadow); }
.eyebrow { font: 600 11px/1.5 var(--sans); letter-spacing: .12em; text-transform: uppercase; color: var(--ink-2); flex: none; }
.journey__rail { list-style: none; margin: 0; padding: 0; display: flex; flex: 1; position: relative; }
.journey__rail::before { content: ""; position: absolute; left: 4%; right: 4%; top: 50%; height: 1px; background: linear-gradient(90deg, var(--line), #cfd6e4, var(--line)); transform-origin: left; transform: scaleX(var(--rail, 1)); transition: transform 1s ease; }
.js .journey:not(.in) .journey__rail::before { --rail: 0; }
.journey__rail li { flex: 1; display: flex; justify-content: center; position: relative; }
.js .journey__rail li { opacity: 0; transform: translateY(6px); transition: opacity .5s var(--d), transform .5s var(--d); }
.journey.in .journey__rail li { opacity: 1; transform: none; }
.stop { display: inline-flex; align-items: center; gap: 8px; padding: 8px 15px; border-radius: 999px; background: var(--surface); border: 1px solid var(--line); font: 600 15px/1 var(--sans); color: var(--ink); white-space: nowrap; position: relative; }
.stop i, .bankcard__k i { width: 9px; height: 9px; border-radius: 50%; flex: none; }
.stop small { font-weight: 500; color: var(--ink-3); font-size: 12px; }
button.stop { cursor: pointer; transition: border-color .15s, transform .15s; }
button.stop:hover, button.stop[aria-expanded="true"] { border-color: var(--ink); transform: translateY(-1px); }
.bankcard { margin-top: 10px; background: var(--surface); border: 1px solid var(--line); border-radius: var(--r); padding: 18px 24px; box-shadow: var(--shadow); animation: rise .3s ease; }
.bankcard__k { display: flex; align-items: center; gap: 8px; font-size: 13px; color: var(--ink-3); font-weight: 600; }
.bankcard h3 { font: 700 20px/1.3 var(--serif); margin-top: 6px; }
.bankcard p:last-child { color: var(--ink-2); margin-top: 6px; }

/* Pillars */
.pillars { display: grid; grid-template-columns: repeat(3, 1fr); gap: 17px; margin-top: 14px; }
.pillar { border-radius: var(--r); padding: 20px 24px; border: 1px solid var(--line); box-shadow: var(--shadow); transition: transform .25s ease, box-shadow .25s ease; }
.pillar:hover { transform: translateY(-3px); box-shadow: 0 2px 4px rgba(14,27,61,.05), 0 16px 40px rgba(14,27,61,.08); }
.pillar--blue   { background: linear-gradient(180deg, var(--blue-bg), #F8FAFE 70%); --accent: var(--blue); }
.pillar--orange { background: linear-gradient(180deg, var(--orange-bg), #FFFBF8 70%); --accent: var(--orange); }
.pillar--green  { background: linear-gradient(180deg, var(--green-bg), #F9FCFA 70%); --accent: var(--green); }
.pillar__k { font: 600 11px/1 var(--sans); letter-spacing: .12em; text-transform: uppercase; color: var(--ink-2); display: flex; align-items: center; gap: 12px; }
.pillar__k b { font: 500 17px/1 var(--sans); letter-spacing: 0; color: var(--accent); }
.pillar h2 { font: 700 clamp(22px, 2.2vw, 28px)/1.15 var(--serif); letter-spacing: -.01em; margin-top: 12px; }
.pillar__lede { color: var(--ink-2); margin-top: 7px; font-size: 15px; line-height: 1.45; }

.ico { width: 38px; height: 38px; border-radius: 50%; display: grid; place-items: center; flex: none; background: var(--blue-ico); color: var(--blue); }
.ico svg { width: 20px; height: 20px; fill: none; stroke: currentColor; stroke-width: 1.6; stroke-linecap: round; stroke-linejoin: round; }
.ico--orange { background: var(--orange-ico); color: var(--orange); }
.ico--green { background: var(--green-ico); color: var(--green); }
.ico--violet { background: var(--violet-ico); color: var(--violet); }
.ico--sm { width: 36px; height: 36px; }

.items { list-style: none; margin: 12px 0 0; padding: 0; display: grid; gap: 0; }
.item { display: flex; gap: 12px; align-items: center; padding: 7px 10px; margin-inline: -10px; border-radius: 12px; transition: background .15s; }
.item:hover { background: rgba(255,255,255,.7); }
.item h3 { font: 600 16px/1.3 var(--sans); }
.item p { font-size: 14px; color: var(--ink-3); margin-top: 1px; line-height: 1.4; }

.acc { margin-top: 14px; display: grid; gap: 7px; }
.accitem { background: rgba(255,255,255,.85); border: 1px solid var(--line); border-radius: 12px; transition: border-color .2s, background .2s; }
.accitem[open] { background: #fff; border-color: #EBD9CB; }
.accitem summary { list-style: none; display: flex; align-items: center; gap: 12px; padding: 6px 12px; cursor: pointer; }
.accitem summary::-webkit-details-marker { display: none; }
.accitem__t { font-weight: 600; font-size: 16px; line-height: 1.3; flex: 1; }
.chev { width: 9px; height: 9px; border-right: 1.6px solid var(--ink-3); border-bottom: 1.6px solid var(--ink-3); transform: rotate(-45deg); transition: transform .2s; margin-right: 4px; }
.accitem[open] .chev { transform: rotate(45deg); }
.accitem ul { margin: 0; padding: 0 14px 12px 62px; color: var(--ink-2); font-size: 14.5px; animation: rise .25s ease; }
.accitem li { margin: 3px 0; }
.accitem li::marker { color: var(--orange); }
.accitem > p { margin: 0; padding: 0 14px 12px 62px; color: var(--ink-2); font-size: 14.5px; animation: rise .25s ease; }
.acc--green .accitem[open] { border-color: #CFE6D9; }

/* Stats */
.stats { list-style: none; margin: 14px 0 0; padding: 0; display: grid; grid-template-columns: repeat(4, 1fr); background: var(--surface); border: 1px solid var(--line); border-radius: var(--r); box-shadow: var(--shadow); }
.stats li { padding: 12px 24px; border-left: 1px solid var(--line); display: flex; flex-direction: column; }
.stats li:first-child { border-left: 0; }
.stat__top { display: flex; align-items: center; justify-content: space-between; gap: 12px; margin-bottom: 6px; }
.stats b { font: 700 34px/1 var(--serif); letter-spacing: -.02em; font-variant-numeric: tabular-nums; }
.stats h3 { font: 600 16px/1.3 var(--sans); }
.stats p { font-size: 14px; color: var(--ink-3); margin-top: 2px; line-height: 1.45; }

/* Contact */
.contact { margin-top: 56px; padding: 36px; border-radius: var(--r); background: var(--ink); color: #fff; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.contact h2 { font: 700 clamp(24px, 3vw, 34px)/1.15 var(--serif); max-width: 22ch; }
.contact p { color: #B8C1D9; margin-top: 10px; }
.contact__actions { display: flex; gap: 10px; flex-wrap: wrap; }
.btn { display: inline-flex; align-items: center; padding: 12px 20px; border-radius: 999px; background: #fff; color: var(--ink); font: 600 15px/1 var(--sans); text-decoration: none; border: 1px solid #fff; cursor: pointer; transition: transform .15s; }
.btn:hover { transform: translateY(-1px); }
.btn--ghost { background: transparent; color: #fff; border-color: rgba(255,255,255,.35); }
.foot { display: flex; justify-content: space-between; padding: 10px 0 14px; font-size: 13px; color: var(--ink-3); }
.foot a { text-decoration: none; }
.foot a:hover { color: var(--ink); }

/* Motion */
.js .reveal { opacity: 0; transform: translateY(14px); transition: opacity .6s ease, transform .6s ease; }
.reveal.in { opacity: 1; transform: none; }
.pillars .reveal:nth-child(2) { transition-delay: .08s; }
.pillars .reveal:nth-child(3) { transition-delay: .16s; }
.journey.reveal { opacity: 1; transform: none; }
@keyframes rise { from { opacity: 0; transform: translateY(-4px); } }
:focus-visible { outline: 2px solid var(--blue); outline-offset: 2px; }
@media (prefers-reduced-motion: reduce) {
  *, *::before { transition: none !important; animation: none !important; }
  html { scroll-behavior: auto; }
}

/* Responsive */
@media (max-width: 1080px) {
  .pillars { grid-template-columns: 1fr 1fr; }
  .pillar--green { grid-column: 1 / -1; }
  .stats { grid-template-columns: 1fr 1fr; }
  .stats li:nth-child(3) { border-left: 0; }
  .stats li:nth-child(n+3) { border-top: 1px solid var(--line); }
  .journey { flex-direction: column; align-items: flex-start; }
  .hero { display: block; }
  .lede { max-width: none; margin-top: 8px; padding: 0; }
  .journey__rail { width: 100%; }
}
@media (max-width: 760px) {
  .who span { display: none; }
  .hero { padding-top: 36px; }
  .pillars { grid-template-columns: 1fr; }
  .journey__rail { flex-wrap: wrap; gap: 8px; justify-content: flex-start; }
  .journey__rail::before { display: none; }
  .journey__rail li { flex: none; }
  .stats li { padding: 20px 18px; }
  .stats b { font-size: 40px; }
  .contact { flex-direction: column; align-items: flex-start; padding: 28px 22px; }
  .accitem ul { padding-left: 34px; }
  .accitem > p { padding-left: 16px; }
}

/* Print: one clean document */
@media print {
  @page { margin: 14mm; }
  body { background: #fff; font-size: 11pt; }
  .bar, .contact__actions { display: none; }
  .reveal, .journey__rail li { opacity: 1 !important; transform: none !important; }
  .pillar, .journey, .stats { box-shadow: none; break-inside: avoid; }
  .contact { background: none; color: var(--ink); border: 1px solid var(--line); }
  .contact p { color: var(--ink-2); }
  .hero { padding-top: 0; }
}
.contact[hidden] { display: none; }
main { padding-bottom: 19px; }
